Assets

The company's long-term assets, primarily consisting of its property portfolio, demonstrate a stable and resilient performance, with a strong focus on maintaining high occupancy rates and rental income. The short-term assets, including cash and cash equivalents, appear to be well-managed, with a sufficient liquidity buffer to support the company's operational needs. The total assets and investments, which include a mix of debt and equity financing, suggest a balanced capital structure, allowing the company to maintain its growth trajectory while managing risk.

Inventory

The realised value of Asuntosalkku Inventory in Q2 2026 is 0.0 million Euros, and the predicted value for Q2 2027 (e) is also 0.0 million Euros. Given these values, the expected change in one year is 0.0 million Euros, which translates to a percentage change of 0%. The Inventory is expected to remain at 0.0 million Euros in 2026, showing no change from 2025. From 2026 to 2027, the Inventory is also expected to remain at 0.0 million Euros, indicating no change. The year-end Inventory values for the respective years are 0.0 million Euros in 2025, 0.0 million Euros in 2026, and 0.0 million Euros in 2027.

Account Receivables

The Accounts receivable value for Q2 2026 is 0.3 million Euros, and for Q2 2027 (e) it is also 0.3 million Euros. The change in one year from Q2 2026 to Q2 2027 (e) is 0 million Euros, which translates to a percentage change of 0%. The change in Accounts receivable from 2025 to 2026 is 0 million Euros, which is a 0% increase. The change from 2026 to 2027 is 0.1 million Euros, which is a 33.33% increase. The year-end values for Accounts receivable are 0.3 million Euros in 2025, 0.3 million Euros in 2026, and 0.4 million Euros in 2027.

The realised value of Asuntosalkku Cash in Q2 2026 is 6.1 million Euros, while the predicted value for Q2 2027 (e) is 5.7 million Euros. The expected change in one year is a decrease of 0.4 million Euros, which translates to a percentage decrease of approximately 6.6%. The change in Asuntosalkku Cash from 2025 to 2026 is a decrease of 0.4 million Euros, which is a 6.6% drop. From 2026 to 2027, the decrease is 0.1 million Euros, a 1.8% drop. The year-end values for Cash are 6.1 million Euros in 2025, 5.7 million Euros in 2026, and 5.6 million Euros in 2027.

Shareholders Equity

The company's Shareholders Equity is likely to be positively impacted by the strong financial performance of its rental business, driven by a high occupancy rate and stable cash flows. Additionally, the company's ability to generate cash from the sale of properties and reinvest it in the business will also contribute to an increase in Shareholders Equity. Furthermore, the company's strategy of focusing on long-term value creation, as evident from its emphasis on growing shareholder value over the long term, is likely to support a sustained increase in Shareholders Equity.

The Equity value for Q2 2026 is 116.9 million Euros, and the predicted Equity value for Q2 2027 (e) is 114.2 million Euros. The expected change in one year is a decrease of 2.7 million Euros, which translates to a percentage decrease of approximately 2.3%. The Equity value is expected to decrease by 2.3 million Euros from 2025 to 2026, which is a 1.97% decrease. From 2026 to 2027, the Equity value is expected to increase by 0.3 million Euros, which is a 0.26% increase. The year-end Equity values for 2025, 2026, and 2027 are 117.7, 114.4, and 114.7 million Euros, respectively.

*Future dividents are not included in prediction

Debt

Asuntosalkku's long-term debt appears to be well-managed, with a stable interest rate environment and a significant portion of its debt being fixed-rate, which reduces the risk of future interest rate increases. However, the company's reliance on short-term debt may pose a risk to its liquidity and ability to meet its financial obligations, particularly in a scenario where interest rates rise or the company experiences a decline in cash flows. The company's gearing ratio, which is likely to be high due to its significant debt levels, may also be a concern, although the equity ratio is likely to be relatively stable, indicating a strong balance sheet.

Account Payables

The Accounts payables for Q2 2026 is 0.1 million Euros and for Q2 2027 (e) is also 0.1 million Euros. The expected change in one year from Q2 2026 to Q2 2027 (e) is 0 million Euros, which translates to a percentage change of 0%. The Accounts payables for Asuntosalkku are expected to remain stable, with no change in millions from 2025 to 2026 and from 2026 to 2027. As a percentage, this represents a 0% change for both periods. The year-end values for Accounts payables are 0.1 million Euros in 2025, 0.1 million Euros in 2026, and 0.1 million Euros in 2027.

Net Debt

The Net Debt at the end of Q2 2026 is 138.8 million Euros, and the predicted Net Debt at the end of Q2 2027 (e) is 139.2 million Euros. The expected change in Net Debt from Q2 2026 to Q2 2027 (e) is 0.4 million Euros, which is a 0.29% increase. The Net Debt is expected to decrease by 1 million Euros from 2025 to 2026, which is a 0.7% decrease. From 2026 to 2027, the Net Debt is expected to decrease by 0.1 million Euros, which is a 0.07% decrease. The year-end Net Debt values for 2025, 2026, and 2027 are 140.2, 139.2, and 139.3 million Euros, respectively.