Assets

The company's long-term assets, comprising goodwill, other intangible assets, and property, plant, and equipment, demonstrate a stable trend, indicating effective capital allocation and strategic investments. However, the significant increase in assets held for sale suggests a shift towards divestment strategies, potentially indicating a reevaluation of the company's portfolio. Meanwhile, the growth in total assets and investments is largely driven by the acquisition of business operations, which may pose risks if not properly integrated.

Inventory

The realised value of Tieto Inventory in Q2 2026 is 5.2 million Euros, while the predicted value for Q2 2027 (e) is 4.5 million Euros. The expected change in one year is a decrease of 0.7 million Euros, which translates to a percentage decrease of approximately 13.5%. The change in Tieto Inventory from 2025 to 2026 is a decrease of 2.0 million Euros, which is a 31.7% drop. From 2026 to 2027, the change is a decrease of 0.1 million Euros, which is a 2.3% drop. The year-end values for Inventory are 6.3 million Euros in 2025, 4.4 million Euros in 2026, and 4.5 million Euros in 2027.

Account Receivables

The realised value of Accounts receivable in Q2 2026 is 270.9 million Euros, and the predicted value for Q2 2027 (e) is 273.1 million Euros. The expected change in one year is 2.2 million Euros, which represents a 0.81% increase. The change in Accounts receivable from 2025 to 2026 is a decrease of 16.4 million Euros, which is a 5.7% drop. From 2026 to 2027, the change is an increase of 4.5 million Euros, a 1.6% rise. The year-end values for Accounts receivable are 288.9 million Euros in 2025, 272.5 million Euros in 2026, and 276.0 million Euros in 2027.

The realised value for Q2 2026 is 301.5 million Euros, and the predicted value for Q2 2027 (e) is 547.6 million Euros. The predicted value for Q2 2027 (e) is an increase of 186.1 million Euros, or a 61.9% increase, compared to the realised value for Q2 2026. The change in Tieto Cash from 2025 to 2026 is 281 million Euros, which is a 192% increase. From 2026 to 2027, the change is 219.3 million Euros, representing a 51% increase. The year-end values for Cash are 146.4 million Euros in 2025, 427.4 million Euros in 2026, and 646.7 million Euros in 2027.

Shareholders Equity

The company's Shareholders Equity has shown a significant increase in the first half of 2026, primarily driven by the substantial net profit for the period, which has more than offset the negative impact of comprehensive income and transactions with owners. This trend is consistent with the company's improving operational performance and its ability to generate strong cash flows, which have enabled it to maintain a healthy equity position. However, the increase in Shareholders Equity is also influenced by the company's capital structure, which has been optimized through a share buyback program, allowing for a more efficient allocation of capital.

The value of Tieto Equity at the end of Q2 2026 is 1088.1 million Euros. The predicted value of Tieto Equity at the end of Q2 2027 (e) is 1271.0 million Euros. The expected change in one year from Q2 2026 to Q2 2027 (e) is 182.9 million Euros, which is an increase of 16.9%. The change in Equity from 2025 to 2026 is 86.4 million Euros, representing a 8% increase. From 2026 to 2027, the Equity is expected to increase by 234.2 million Euros, which is a 20% rise. The year-end values for Equity are 1083.8 million Euros in 2025, 1170.2 million Euros in 2026, and 1404.4 million Euros in 2027.

*Future dividents are not included in prediction

Debt

The company's reliance on long-term debt is a concern, as it may indicate a lack of flexibility in managing its capital structure and potentially expose the company to increased interest rate risk. Conversely, the significant short-term debt may suggest a need for more efficient working capital management and potentially indicate a higher risk of liquidity issues. However, the company's gearing ratio and equity ratio suggest a relatively stable capital structure, with a moderate level of debt financing that is balanced by a substantial equity base, indicating a prudent approach to managing its financial leverage.

Account Payables

The realised value of Accounts payables in Q2 2026 is 402.1 million Euros, while the predicted value for Q2 2027 (e) is 385.5 million Euros. The expected change in one year is a decrease of 16.6 million Euros, which translates to a percentage decrease of approximately 4.1%. The Accounts payables for Tieto are expected to increase by 4.4 million Euros from 2025 to 2026, which is a 1.3% change. From 2026 to 2027, the Accounts payables are predicted to decrease by 17.4 million Euros, representing a 5.1% change. The year-end values for Accounts payables are 335 million Euros in 2025, 339.4 million Euros in 2026, and 322 million Euros in 2027.

Net Debt

The Net Debt in Q2 2026 is 388.8 million Euros. The predicted Net Debt in Q2 2027 (e) is 142.7 million Euros. The expected change in Net Debt from Q2 2026 to Q2 2027 (e) is a decrease of 246.1 million Euros. This represents a decrease of approximately 63.4% compared to the Net Debt in Q2 2026. The Net Debt is expected to decrease by 292.6 million Euros from 2025 to 2026, which is a 52.6% decrease. From 2026 to 2027, the Net Debt is expected to decrease by 219.3 million Euros, which is a 83.5% decrease. The year-end Net Debt values are 555.5 million Euros in 2025, 262.9 million Euros in 2026, and 43.6 million Euros in 2027.